Kelly Motter

Fall is a great time to check your policies for discounts and coverage options. Give our office a call to see how we can help!

Opening my agency felt like a natural next step in my career, and for the past nine years I’ve been grateful for the flexibility it gives me to educate and support people in my community. I’ve been a State Farm Agent since 2017, serving families and individuals throughout Pennsylvania and West Virginia, and helping them prepare for what life brings next.

My approach starts with listening — understanding your goals, needs, and budget — so your coverage aligns with what matters most. Whether it’s auto insurance for daily drives, home insurance to protect the place you’ve worked hard for, or life insurance to help protect the people you love, my focus is guarding against the kind of financial setbacks that can derail years of hard work.

I’m eager to support customers who want to think ahead when it comes to retirement and long-term financial security. Our office is located on Freeport Rd in Cheswick, not far from the Turnpike interchange, and we’re proudly a pet‐friendly office. You’ll often find dogs stopping by, which fits perfectly with my life outside the office too. My husband and I have one dog, Cheese, and we’ve been fostering dogs for more than two years through a local, foster‐based animal rescue. Giving back through volunteer work and sharing rescue stories through my podcast has become an important part of who I am.

I remain committed to helping people understand their insurance and feel confident about the choices they make. You can meet with us in person, virtually, or at home — whatever feels most comfortable for you.

Stop by our office on Freeport Rd today, or reach out to connect with me and start an insurance conversation today!

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Kelly, your local State Farm agent in Cheswick, PA, is here to help.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Have questions? Kelly in Cheswick can walk you through your options.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Kelly works with Cheswick residents to find coverage that fits.

Q: What kinds of things does renters insurance protect?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Connect with Kelly for insurance guidance in Cheswick.

Q: What is life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. In Cheswick, you can count on Kelly for personalized service.

Q: Is homeowners insurance required?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Kelly is here to help your Cheswick household feel covered.